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Tenders are invited for Consultancy for the Design and Development of a Cash Transfer Programming Policy for Wnd-Lebanon Closing Date: Sunday, 25. Oct 2026 Intervention Sector(s): Development Remuneration range: 1000 to 2000 (USD) Duration of Contract: 1 Month Background: Women Now for Development defines itself as a feminist, women-led NGO dedicated to deepening and strengthening the role of women in Syrian and host communities by enhancing their political, social, and economic participation. Women Now for Development Lebanon is a local non-governmental organization implementing programs in two Women and Girls Safe Spaces (WGSS) in Bekaa, Lebanon, reaching thousands of women and girls annually. As part of strengthening the programmatic, operational & financial systems and compliance, WND aims to: To develop a comprehensive Cash Transfer Programming (CTP) policy that addresses both current and future operational needs (including MPCA, emergency cash interventions, and livelihood projects, cash for work, and similar interventions) and to integrate this policy into the organizations financial framework. General Objective: The purpose of this Terms of Reference is to strengthen Women Now for Developments (WND) programmatic effectiveness and risk management capacity by integrating a Cash Transfer Programming (CTP) policy within its operational framework, taking into consideration womens needs and safety as a priority. The aim of this policy to ensure that cash assistance is delivered safely, consistently, accountably and effectively. The policy provides a framework for deciding when, how and under what conditions cash assistance should be used. Specific objectives: To build a flexible, gender-sensitive Cash Transfer Programming (CTP) framework that enables WND to pivot between protection cash, Multi-Purpose Cash Assistance (MPCA) in emergencies and conditional cash for longer-term livelihood interventions, while prioritizing womens needs and safety. To establish comprehensive, end-to-end Standard Operating Procedures (SOPs) for the full cash project cycle, ensuring consistency, effectiveness, accountability, and gender responsiveness. To define and enforce clear roles and responsibilities across Program, Finance, and Procurement functions, ensuring effective cross-departmental coordination and segregation of duties. To develop and operationalize an integrated risk management framework addressing fraud prevention, secure handling of targeted people data, transparent financial reconciliation, and an audit trail ensuring full traceability of all CTP transactions. To ensure all cash-based interventions are fully compliant with internal financial policies, regulations, and donor requirements, reinforcing transparency and audit readiness. To implement mandatory safety and accessibility audits for all transfer modalities (e.g., cash-in-hand, cash transfer service providers), ensuring that delivery mechanisms do not expose women to heightened risks of Gender-Based Violence (GBV) or other protection concerns. To position cash programming as a strategic entry point for enhancing womens access to and control over financial resources, promoting dignity and economic agency. To establish confidential, gender-sensitive feedback and complaints mechanisms that enable women to report concerns related to accessibility, safety, intra-household dynamics, or technology barriers in a timely and secure manner. To develop and standardize operational templates, tools, and guidance notes to support consistent implementation and documentation across all CTP activities. Scope of Work: Develop CTP policy, procedures, and tools that enforce compliance, gender sensitivity, and internal controls. Develop end-to-end SOPs for the full cash project cycle (assessment, targeting, distribution, and monitoring). Define clear roles and responsibilities across Program, Finance, and Procurement, ensuring segregation of duties. Establish a risk management and internal control framework, including fraud prevention, data protection, and financial reconciliation. Design an audit trail system to ensure full traceability and accountability of all CTP transactions. Set criteria for selection and oversight of Financial Service Providers (FSPs) if needed. Develop feedback and complain mechanisms that are accessible, confidential, and responsive to women. Provide practical recommendations and supporting templates to strengthen CTP implementation and compliance. Deliverables: The Draft: A complete manual including SOPs for Multi-Purpose Cash Assistance (MPCA) and livelihoods, risk assessment tools, and a "Cash for Protection" framework. The Review & final draft. The Toolkit: policy & supporting tools including monitoring tools and templates. Development and delivery of a training session. Timeline: Phase 1: Initial assessment and data collection (1 working day) Phase 2: Design Sops, policy and tools (2 working days) Phase 3: Consultation and feedback (1 working day) Phase 4: Drafting and Feedback (2 working days) Phase 5: Capacity building (1 working day) Qualifications of the Consultant/Team: Advanced university degree in Humanitarian Studies, Economics, Social Sciences, Development Studies, Finance, or a related field. Minimum of 5 years of professional experience in Cash Transfer Programming (CTP) within humanitarian or development contexts. Proven expertise in designing and/or reviewing CTP frameworks, SOPs, and operational tools for local NGOs or international organizations (experience with feminist organizations are preferrable). Strong background in risk management, internal controls, fraud prevention, and audit trail systems within humanitarian or NGO financial systems. Familiarity with donor compliance requirements (e.g., EU, UN agencies, bilateral donors) and financial accountability standards. Experience working with Financial Service Providers (FSPs), including due diligence, contracting, and performance monitoring. Strong analytical, documentation, and policy-writing skills with the ability to translate technical concepts into practical operational tools. Strong knowledge of safeguarding (PSEA and child protection) and ability to integrate protection principles into cash transfer programming to ensure safe and accountable assistance to communities. Strong expertise in gender-sensitive programming and localization approaches, ensuring inclusive, safe, and context-appropriate cash transfer systems for diverse communities. Reporting and Supervision: The consultant will report directly to the Country Director and work closely with the MEAL coordinator, Finance coordinator, Programs Manager. How to apply Interested applicants are invited to submit the following: Technical Proposal: Outline of approach and methodology for conducting the assignment. Financial Proposal: Detailed budget including consultancy fees and other anticipated costs. Resume/CV: Highlighting relevant qualifications and experience. References: Two recommendation letters or two references from previous clients. Applications lacking any of the required documents will not be considered. Applications should be submitted via email to cv.leb@wnd-leb.org by 25/10/2026. Tender Link : https://daleel-madani.org/civil-society-directory/women-now-development-lebanon/calls/consultancy-design-and-development-cash-transfer-programming-policy-wnd-lebanon
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